Great Low Rates

Ternion Merchant Services offers the most competitive rates in the industry. Our belief is that by providing low rates and quality customer service we will retain a higher percentage of our customers than our competition and our market share will grow through word of mouth and positive customer experiences. Our swiped debit rate is the lowest discount rate offered by any processor. Guranteed. An overview of our rates and fee’s are below:

Swiped VS/MC Debit Rate: 1.00%
Swiped VS/MC/DS Rate: 1.59%
Transaction Fee: .18
Monthly Statement Fee: $7.00

It is important to understand the different pricing models used in merchant services. You will be charged a rate based on how you are processing the card, the type of card you are accepting and your adherence to required processing rules. To make sure you are aware of the rules and regulations associated with accepting credit cards, we provide a program guide with all of the association rules and regulations. We recommend you review this program guide when you receive it.

The lowest rate, which is the rate you should receive most frequently, is your Qualified Rate. To receive the Qualified Rate on a given transaction, certain criteria apply including, but not limited to, swiping the card if you are a swiped merchant or keying the card with Address Verification Service (AVS) if you are a keyed merchant. It is also essential that you close out (batch) your terminal each and every day. Although we program all of our terminals to automatically batch each day, you should not rely on this functionality.

The Mid-Qualified Rate will apply to certain card types and is a rate you should expect to be assessed with some regularity. Our Mid-Qualified Rate is extremely competitive and in many cases our Mid-Qualified Rate is lower than other processors’ Qualified Rates.

The Non-Qualified Rate is a premium priced rate assigned to certain card types, such as cards issued by non-U.S. banks. In addition, if the merchant fails to batch daily, all card activity will be downgraded to this rate. To minimize costs, ALWAYS batch each and every day. Our non qualified rate is the lowest rate allowed by the processing associations.

Specific criteria for the application of the above rates vary according to the rate plan we assign to your merchant account. Currently, we classify accounts as Retail Merchant Accounts, Internet Merchant Accounts, or Phone Merchant Accounts. We always endeavor to assign a rate plan that best suits your processing profile, as you describe it to us. Plans can always be changed as a merchant experiences actual processing activity.

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We offer great rates on all the ways your customers want to buy from you.

To speak with our staff, please use one of the contact methods below:

Phone: 888-236-2580

E-mail Addresses: info@ternionprocessing.com

Mailing Address:
Ternion Merchant Services, Inc.
PO Box 5429
Sherman Oaks, CA 91413